Data Protection

We are very pleased about your interest in our website and the services of Format Vermögen & Anlagen AG. We attach great importance to the protection of your personal data and the preservation of your privacy. A use of the Internet page of Format Vermögen & Anlagen AG is therefore basically possible without any indication of personal data. However, if you make use of special services via our Internet page or otherwise contact us, it may be necessary to process personal data.

This data protection declaration explains how Format Vermögen & Anlagen AG collects and uses personal data (“data processing”). Personal data is understood to mean all information relating to an identified or identifiable natural person.

Format Vermögen & Anlagen AG has implemented technical and organizational measures to ensure that the personal data processed via this website is protected as completely as possible. Nevertheless, Internet-based data transmissions may in principle have security gaps, so that absolute protection cannot be guaranteed. For this reason, you are free to transmit personal data to us by alternative means, for example by telephone.

 

Purpose of data processing

We process the data primarily in order to meet your contact requests. In addition, data processing is carried out to enable user-friendly use of our website, to correct errors or improve our Internet presence and, if necessary, for internal statistical purposes.

We process your personal data in particular for the following purposes, in which we (and sometimes third parties) have a legitimate interest corresponding to the purpose:

  • contract initiation, conclusion and processing until termination
  • offer and development of our services and website
  • communication with third parties and processing of their requests
  • examination and optimisation of procedures for the analysis of requirements for the purpose of direct customer contact as well as the collection of personal data from publicly accessible sources for the purpose of customer acquisition
  • advertising and marketing
  • prevention and investigation of criminal offences and other misconduct (e.g. conducting internal investigations, data analysis to combat fraud)
  • Enforcement of legal claims
  • fulfilment of legal obligations (e.g. commercial and tax law obligations to keep records, regulatory requirements)
  • Warranties regarding the use of our website, IT operations and IT security

If you have given us your consent to process your personal data for specific purposes, we will also process your personal data within the scope of and based on this consent, unless there is another legal basis for this and we need your consent. A granted consent can be revoked at any time, but this has no effect on data processing that has already taken place.

 

Type of data processing

a) Anonymous data collection

Within the framework of your customer profile, we collect only the data listed below:

  • All information which you explicitly provide in the context of an inquiry (name, address, age, telephone number, contact data, etc.)
  • IP address
  • Used browser version and browser type
  • date & time of the visit or request

Unless further processing is explicitly mentioned in this privacy policy, the above list is exhaustive. It is also possible that we do not collect all of the data mentioned.

We do not create any personality profiles on the website and do not collect or process any personal data that is particularly worthy of protection (e.g. about religious, political or ideological views, state of health etc.). We reserve the right to use your personal data within the framework of a credit assessment, which we can carry out or have carried out within the framework of a contract.

b) Embedding of external contents

On our website, content from other websites is embedded in certain places by means of a “frame”, also called “(Inline)frame” or “iframe”. This means that you can see and use certain web content from other websites as independent windows in a defined area of our website. In this case our website is displayed as a technical frame, but the content comes from another server or website.

We would like to point out that the data input and processing on the website shown in the frame is beyond our control and that the responsibility for compliance with data protection requirements lies with the operator of the integrated website. The present data protection declaration applies exclusively to the website of Format Vermögen & Anlagen AG.

Communication for information and other purposes: We will send you communications that are necessary or required for all customers, notifications that contain important information and other communications that you request from us. You cannot unsubscribe from these communications. However, you may customize the media and format in which you receive the notices.

c) Cookies

Our website uses so-called cookies in several places. Cookies are small text files that are stored on your computer and saved by your browser. They serve to make our offer more user-friendly, more effective and safer. Furthermore, cookies enable our systems to recognize your browser and offer you services. Cookies contain no personal data. However, it is possible under certain circumstances that a cookie can be assigned to a specific user data record.

Our website only uses cookies automatically. We do not trace cookies back to user profiles in order to derive benefits beyond the above-mentioned advantages for the user or to gain personal knowledge.

You have the option of rejecting cookies or setting your browser to notify you each time our website attempts to set a cookie. However, this may mean that certain services of our website cannot be used or can only be used to a limited extent.

For more information about cookies (including instructions on how to block them), please visit http://www.allaboutcookies.org/ge/

d) Google Analytics

This website uses Google Analytics, a web analysis service of Google Inc. (“Google”). Google Analytics uses “cookies”, which are text files placed on your computer, to help the website analyze how users use the site.

The information generated by the cookie about your use of this website is usually transferred to a Google server in the USA and stored there. However, in the event that IP anonymisation is activated on this website, your IP address will be shortened by Google within member states of the European Union or in other signatory states to the Agreement on the European Economic Area before this happens. Only in exceptional cases will the full IP address be transferred to a Google server in the USA and shortened there.

On behalf of the operator of this website, Google will use this information for the purpose of evaluating your use of the website, compiling reports on website activity and providing other services relating to website activity and internet usage.

The IP address transmitted by your browser within the framework of Google Analytics is not combined with other data from Google. You may refuse the use of cookies by selecting the appropriate settings on your browser, however please note that if you do this you may not be able to use the full functionality of this website. You can also prevent the collection of the data generated by the cookie and related to your use of the website (including your IP address) to Google and the processing of this data by Google by downloading and installing the browser plugin available at the following link: http://tools.google.com/dlpage/gaoptout?hl=de

e) Google Adwords Conversion Tracking

We use the online advertising program “Google AdWords” and within Google AdWords the conversion tracking. The Google Conversion Tracking is an analysis service of Google.

When you click on an ad served by Google, a conversion tracking cookie is placed on your computer. These cookies are of limited validity, do not contain any personally identifiable information, and are therefore not personally identifiable.

If you visit certain pages on our site and the cookie hasn’t expired, Google and we can tell that you clicked on the ad and were directed to that page.

Each Google AdWords customer receives a different cookie. As a result, there is no way that cookies can be tracked through the websites of AdWords customers.

The information collected using the conversion cookie is used to compile conversion statistics for AdWords customers who have opted in to conversion tracking. This information includes the total number of users who clicked on their ad and were redirected to a page with a conversion tracking tag. However, they do not receive information that personally identifies users.

If you do not wish to participate in tracking, you can object to this use by preventing the installation of cookies through an appropriate setting in your browser software (deactivation option). You will then not be included in the conversion tracking statistics.

You can find further information and the Google privacy policy at: http://www.google.de/policies/privacy/

f) Google Maps

We use Google Maps to display interactive maps and to provide directions. Google Maps is a map service of Google.

By using Google Maps, information about the use of this website, including your IP address and the (start) address entered in the route planner function, can be transmitted to Google in the USA.

When you call up a website of our Internet presence that contains Google Maps, your browser establishes a direct connection with the Google servers. The map content is transmitted by Google directly to your browser and integrated into the website by it. We therefore have no influence on the extent of the data collected by Google in this way. According to our state of knowledge this is at least the following data

  • date and time of your visit to the website in question
  • Internet address or URL of the accessed web page
  • IP address
  • (Start) address entered as part of the route planning
 

We have no influence on the further processing and use of the data by Google and can therefore not take responsibility for this.

If you do not want Google to collect, process or use data about you via our website, you can deactivate JavaScript in your browser settings. In this case, however, you cannot use the map display.

For the purpose and scope of data collection and the further processing and use of data by Google, as well as your rights and setting options for protecting your privacy, please refer to Google’s privacy policy: https://policies.google.com/privacy?hl=de.

By using our website, you agree to the processing of the data collected about you by Google Maps “Routenplaner” in the manner and for the purpose described above.

g) Contact form

The transmission of the entered data via the contact form from your computer to the server is encrypted. The data entered in the contact form is not stored on your computer (no cookie or similar). Despite encryption, absolute security is not possible. The server forwards your data entered in the contact form by e-mail for processing. These e-mails are not encrypted. The use of e-mails is not technically secure; it may happen that e-mails are not delivered. When e-mails are transmitted, they may leave the national borders, even if both sender and recipient are in Germany. The confidentiality of e-mails cannot be guaranteed if encryption is missing or insufficient. Unencrypted e-mails are therefore not suitable for sending confidential information.

By using the contact form or sending an e-mail, you agree to communication via e-mail in full knowledge of the risks described.

 

Data transfer

We will treat your personal data confidentially and disclose it to third parties within the scope of the purposes set out in section 1, to the extent permitted and if it appears appropriate. The disclosure is made because third parties process it for us or because third parties need it for their own purposes. In these cases we strictly observe the requirements of the applicable data protection legislation. The scope of data transfer is limited to a minimum.

 

Storage

Our website is hosted in Switzerland. The servers are located in Switzerland and are shielded as well as possible against unauthorized access. Backups are made on a regular basis to avoid data loss in the best possible way.

As far as your personal data is concerned, which we collect directly, it is stored on our own local servers. The servers are shielded as well as possible against unauthorized access by third parties. Backups are made regularly to prevent data loss as best as possible.

We process and store your personal data for as long as it is necessary for the fulfilment of our contractual and legal obligations or otherwise for the purposes pursued with the processing and, in addition, in accordance with the statutory storage and documentation obligations.

As soon as your personal data is no longer required for the above-mentioned purposes, it will be deleted or made anonymous as far as possible.

 

Data security

We take appropriate technical and organisational security measures to protect your personal data from unauthorised access and misuse.

 

Rights of the persons concerned

Within the framework of the data protection law applicable to you and to the extent provided for therein, you have the right of access, correction, deletion, restriction of data processing and opposition to our data processing as well as the right to have certain personal data transferred to another body. You will find our contact details under point 7.

If a contractual relationship is still pending at the time of receipt of your request for deletion, your personal data will be further processed until the contract has been fully executed.

Please also note that we reserve the right to assert the restrictions provided for by law, for example, if we are obliged to store or process certain data, if we have an overriding interest in doing so (insofar as we may refer to this) or if we need it for the assertion of claims. We will inform you in advance if any costs are incurred by you.

Furthermore, every data subject has the right to enforce his or her claims in court or to file a complaint with the competent data protection authority. The competent data protection authority in Switzerland is the Federal Data Protection and Information Commissioner (http://www.edoeb.admin.ch).

 

Responsibility

If you have any questions or messages concerning your personal data, please do not hesitate to contact us. You can reach us as follows:

Format Vermögen & Anlagen AG
Poststrasse 5
CH-9443 Widnau

Contact: Mr. Werner Lehmann
T +41 71 913 60 30
Email info@format-vermoegen.ch

If you have data protection concerns, you can send them to the above mentioned contact addresses.